Search: SOEs
RBA Glossary definition for SOEs
SOEs – state owned enterprises
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The Global Financial Environment
7 Oct 2022
FSR
– October 2022
However, many other businesses locked in low fixed interest rates at extended maturities during the pandemic and so are not yet fully exposed to higher interest rates.
https://www.rba.gov.au/publications/fsr/2022/oct/global-financial-environment.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
affect the maximum borrowing capacity of low-income borrowers as it scales with higher debt (and so incomes). ... Borrowers with higher LVRs at origination tend to have lower liquidity buffers, and so are less able to absorb adverse income or expense
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Box B: Disaggregated Analysis of Owner-occupier Housing Debt and Assets
10 Mar 2007
FSR
– March 2007
The disaggregated data also show that most home-owners have considerable equity in their homes, so that even if house prices were to fall significantly, they would be unlikely to find ... One of the reasons behind the increase in household debt at an
https://www.rba.gov.au/publications/fsr/2007/mar/box-b.html
Box C: Foreign-owned Banks in Australia
10 Mar 2007
FSR
– March 2007
In contrast to the previous period, the foreign-owned banks' share of total domestic lending has increased noticeably over the past decade or so – from around 7 per cent of bank ... This increase in market share partly reflects a renewed focus on
https://www.rba.gov.au/publications/fsr/2007/mar/box-c.html
Box A: The Australian Asset-backed Commercial Paper Market
10 Sep 2007
FSR
– September 2007
ABCP – which typically has a term to maturity of between 30 days and one year – is issued by so-called conduits in order to finance the purchase of financial assets, including ... The term to maturity of ABCP is usually less than the maturity of the
https://www.rba.gov.au/publications/fsr/2007/sep/box-a.html
Overview
10 Sep 2014
FSR
– September 2014
narrowing. The low interest rate environment and, more recently, strong price competition among lenders have translated into a strong pick-up in growth in lending for investor housing – noticeably more so ... Even so, a broader risk remains that
https://www.rba.gov.au/publications/fsr/2014/sep/overview.html
The Australian Financial System
20 Oct 2018
FSR
– October 2018
Graph 3.2. Personal lending is a very small share of total lending and household borrowing and so is not a substantial risk to banks. ... These aim to make Australian ADIs' capital ratios more internationally comparable, so that international creditors
https://www.rba.gov.au/publications/fsr/2018/oct/aus-fin-sys.html
Box A: Bank Restructuring Challenges: A Case Study of Italy
10 Feb 2020
FSR
- April 2017
PDF
615KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-a.pdf
Box B: Developments in the Low-doc Loan Market
10 Sep 2005
FSR
– September 2005
This contrasts with some non-bank lenders that also offer low-doc loans to borrowers with impaired credit histories or other high-risk characteristics – types of so-called ‘non conforming’ loans. ... only existed during the past few years of
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html
Box C: Vulnerable Households and Financial Stress
10 Feb 2020
FSR
October 2018
PDF
635KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-c.pdf