Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Australian Economy and Financial Markets
2 May 2024
Chart Pack
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5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
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905KB
and while ‘standard’ interest rates on credit cards tend to be very high, lower-rate cards are. ... Low fee. Low rate. Zero fee. Source: RBA. SUBMISSION TO THE SENATE INQUIRY INTO MATTERS RELATING TO CREDIT CARD INTEREST RATES | 5.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to Payments System Review
3 Feb 2021
Submissions
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1155KB
recommendations. Given their common interest in payments regulation, the domestic regulators have developed a range. ... the public interest and consistent with its mandate. Some examples of potential regulatory challenges.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
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3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
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1496KB
constant over the life of a loan if interest rates also remain constant. ... lower. In addition, by maintaining mortgage payments steady as interest rates fall, existing.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
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969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
PDF
1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
26. It is sometimes argued that the process of deregulation caused real interest rates to rise over the last decade. ... It is true that real interest rates have been signifi cantly higher in the 1980s than in the 1970s, but this has been true for all
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf