Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
However, this mainly was driven by the structural downward shift in consumer price inflation and thus nominal interest rates. ... It is most likely a consequence of the structural decline in inflation in the early 1990s, and associated falls in nominal
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…
1 Nov 2003
Submissions
Table 6: Interest Rates, Household Debt and House Prices. 1983–1987. 1997–2003. ... June quarter 2003. Mortgage interest rates (per cent). – nominal. 13.3.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Submission to the 16th Series Review of the Consumer Price Index – March 2010 | Prices | Submissions
17 Mar 2010
Submissions
The index estimates both the explicit fees on deposit and loan products, and also the indirect price charged through interest rate margins. ... The Bank has a number of concerns with the current D&L index, including: the degree of volatility and
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/
Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
Graph 20. Over the shorter term, fluctuations in interest rates can be expected to affect the demand for housing. ... The Bank estimates that the lower limits on interest rates used in these calculations are probably binding at present, or close to
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html
Impact of Taxation | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
With mortgage interest rates also having fallen over this period, some properties might no longer be negatively geared. ... In particular, the switch in 1999 from calculating CGT at the full marginal rate on the real gain to calculating it as half the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/impact-of-taxation.html
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
past decade or so is that interest rates on mortgages have approximately halved. ... much stronger position to compete than first-time buyers. 2. 5. Mortgage interest rates have been relatively stable at a low rate now for the past.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Over the same period, the interest rates earned by savers on deposits have increased relative to the cash rate. ... Prior to the crisis, interest rates on term deposits and saving deposits were consistently below the cash rate, whereas now they are
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
Opportunities for Reform | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
Ensuring appropriate housing in retirement could be consistent with a range of home ownership rates for the whole population. ... reasonably service; the increase in US home ownership rates that occurred in the years preceding the crisis has proved to be
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/opportunities-for-reform.html
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
Will they pass on to their customers the full increase in official interest rates? ... On the other hand, they became extremely risk averse in the 1990-to-1993 period, despite the lowest interest rates for 20 years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html