Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Submissions
13 Mar 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/
The Australian Economy and Financial Markets
14 Mar 2024
Chart Pack
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5787KB
The Australian Economy and Financial Markets - March 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
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905KB
and while ‘standard’ interest rates on credit cards tend to be very high, lower-rate cards are. ... Low fee. Low rate. Zero fee. Source: RBA. SUBMISSION TO THE SENATE INQUIRY INTO MATTERS RELATING TO CREDIT CARD INTEREST RATES | 5.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
9 Mar 2023
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Indeed, there are numerous websites which allow cardholders to compare product features, introductory offers, interest rates and annual fees across a range of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Submission to Payments System Review – January 2021 | Responses and Options Paper
25 May 2023
Submissions
how it sets interest rates and uses other monetary policy tools to achieve those goals. ... remainder to the BNPL provider in a series of low- or zero-interest instalments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
It is sometimes argued that the process of deregulation caused real interest rates to rise over the last decade. ... It is true that real interest rates have been significantly higher in the 1980s than in the 1970s, but this has been true for all major
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
Download 523. KB. Table 2: Real Interest Rates. (short-term interest rates deflated by the change in CPI). ... Generally aimed at high-net-worth customers. Incentive Savings Accounts. Accounts with interest rate structures which reward consistent savings
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Finally, rising real asset prices and the high real interest rates that followed deregulation meant that the managed funds sector generated exceptionally high rates of return in the 1980s. ... These averages seem much more closely related to each other
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
recommendations. Given their common interest in payments regulation, the domestic regulators have developed a range. ... the public interest and consistent with its mandate. Some examples of potential regulatory challenges.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Nonetheless, it is worth making a few observations regarding interest rates on credit cards. ... The actual interest rates paid on credit cards will be lower than advertised rates to the extent that cardholders switch cards to take advantage of low- or
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html