Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
7 Oct 2022
FSR
– October 2022
Financial market volatility has increased alongside high inflation, rising interest rates and geopolitical tensions. ... Higher interest rates have begun transmitting through to new mortgage rates across advanced economies (Graph 1.3).
https://www.rba.gov.au/publications/fsr/2022/oct/global-financial-environment.html
2024
18 Jan 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/
April | 2024
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/apr/
Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Financial Stability Assessment
6 Oct 2023
FSR
– October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html
Domestic Regulatory Developments
6 Apr 2023
FSR
– April 2023
Domestic Regulatory Developments | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/regulatory-developments.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Graph 3.1. As interest rates have fallen a larger share of bank deposits has paid low interest rates (between zero and 25 basis points). ... In addition, insurance policies that cover risks for many years after the policy expires (‘long-tailed’)
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Semi-Annual Statement on Monetary Policy
10 Nov 1999
Bulletin
– November 1999
That this stance has been expansionary is clear not only from the levels of nominal and real interest rates, which for borrowers have been below the lows reached in the early ... The exceptions are Indonesia and Thailand, where the financial problems
https://www.rba.gov.au/publications/bulletin/1999/nov/1.html
Statement on Monetary Policy
10 Feb 2006
Bulletin
– February 2006
Interest rates of financial intermediaries remain a little below average, however, reflecting the compression of lending margins relative to the cash rate over recent years. ... On the consumption side, retail sales in the region have been supported by
https://www.rba.gov.au/publications/bulletin/2006/feb/1.html
The Economic Effects of Low Interest Rates and Unconventional Monetary Policy
17 Sep 2020
Bulletin
– September 2020
The cash rate is currently at its effective lower bound and the Reserve Bank has put in place a suite of alternative monetary policy tools.
https://www.rba.gov.au/publications/bulletin/2020/sep/the-economic-effects-of-low-interest-rates-and-unconventional-monetary-policy.html