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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Submissions

13 Mar 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
During the pandemic, the payments industry also facilitated a move to contactless transactions by increasing the transaction limit below which a PIN was not required for a contactless card payment from ... While the increase in the contactless
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Transcript of Question & Answer Session on 11 October 2023

11 Oct 2023 Speech
Christopher Kent
Transcript of Question & Answer Session , to Bloomberg, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-10-11-q-and-a-transcript.html

Consumer Payment Behaviour in Australia

15 Jun 2023 Bulletin – June 2023
Thuong Nguyen and Benjamin Watson
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
the merchants accept PIN-based EFTPOS cards, including Hudson's Bay Company, Safeway, Sears and Wal-Mart. ... The United States had around 12,000 POS terminals per million inhabitants (and most of these do not accept PIN-based debit cards).
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

25 May 2023 Submissions
Apple Pay and Samsung Pay both require biometric or PIN authentication for every transaction, whereas Google Pay allows a limited number of low-value payments to be made without transaction-based
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
This includes implementing ‘chip and pin’ technology for the authentication of card transactions at the point-of-sale and, more recently, implementing a coordinated framework to address rising card-not-present ... Card payment security measures,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

19 May 2023 Submissions
APPLICATION FOR INTERIM AUTHORISATION IN RELATION TO A JOINT COMMUNICATIONS STRATEGY FOR PIN@POS. ... Further, a communications strategy that highlights and encourages greater voluntary use of PINs is likely to help ensure a smoother transition period
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

19 May 2023 Submissions
of the card (which is generally an easier task than obtaining the correct PIN). ... than purely as a communication initiative for adoption of PIN@POS to combat fraud.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html