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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Consumer Payment Behaviour in Australia

15 Jun 2023 Bulletin – June 2023
Thuong Nguyen and Benjamin Watson
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
the merchants accept PIN-based EFTPOS cards, including Hudson's Bay Company, Safeway, Sears and Wal-Mart. ... The United States had around 12,000 POS terminals per million inhabitants (and most of these do not accept PIN-based debit cards).
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Consumer Payment Behaviour in Australia

13 Jun 2023 Bulletin - June 2023 PDF 974KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/consumer-payment-behaviour-in-australia.pdf

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
This includes implementing ‘chip and pin’ technology for the authentication of card transactions at the point-of-sale and, more recently, implementing a coordinated framework to address rising card-not-present ... Card payment security measures,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

25 May 2023 Submissions
Apple Pay and Samsung Pay both require biometric or PIN authentication for every transaction, whereas Google Pay allows a limited number of low-value payments to be made without transaction-based
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

19 May 2023 Submissions
APPLICATION FOR INTERIM AUTHORISATION IN RELATION TO A JOINT COMMUNICATIONS STRATEGY FOR PIN@POS. ... Further, a communications strategy that highlights and encourages greater voluntary use of PINs is likely to help ensure a smoother transition period
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

19 May 2023 Submissions
of the card (which is generally an easier task than obtaining the correct PIN). ... than purely as a communication initiative for adoption of PIN@POS to combat fraud.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

The Shift to Electronic Payments – Some Policy Issues

12 Apr 2023 Speech PDF 615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

RBAFOI-222337 - documents for release

23 Mar 2023 PDF 243KB
documents between 20 to 24 February 2023 about the Centre for Future Work's analysis on profits and inflation released on 24 February
https://www.rba.gov.au/information/foi/disclosure-log/pdf/222337.pdf