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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
Apple Pay and Samsung Pay both require biometric or PIN authentication for every transaction, whereas Google Pay allows a limited number of low-value payments to be made without transaction-based
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
of initiatives to address card payment fraud. This includes implementing ‘chip and pin’ technology for. ... by a temporary increase in the no-PIN limit for authenticating card transactions, from $100 to $200.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
The payments industry supported the shift to contactless payments by temporarily increasing the no-PIN limit on contactless card transactions from $100 to $200 to further reduce the need to touch ... Banks have also promoted the use of mobile payments,
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

Retail Payments Regulation and Policy Issues

15 Oct 2020 PSB Annual Report – 2020
The importance of this work has increased in light of the shift from PIN to contactless transactions as a result of the pandemic.
https://www.rba.gov.au/publications/annual-reports/psb/2020/retail-payments-regulation-and-policy-issues.html

Payments System Board Annual Report 2020

14 Oct 2020 PSB Annual Report 2020 PDF 7381KB
https://www.rba.gov.au/publications/annual-reports/psb/2020/pdf/2020-psb-annual-report.pdf

Payments System Board Annual Report 2020 - Trends in Payments, Clearing and Settlement Systems

14 Oct 2020 PSB Annual Report 2020 PDF 2471KB
https://www.rba.gov.au/publications/annual-reports/psb/2020/pdf/trends-in-payments-clearing-and-settlement-systems.pdf

Payments System Board Annual Report 2020 - Retail Payments Regulation and Policy Issues

14 Oct 2020 PSB Annual Report 2020 PDF 729KB
https://www.rba.gov.au/publications/annual-reports/psb/2020/pdf/retail-payments-regulation-and-policy-issues.pdf

Payment Cards

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Most in-person card payments are now made using contactless functionality rather than by inserting the card into the terminal (and then entering a PIN), and consumers are increasingly storing their ... Payment providers have facilitated a move to
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
the card into the terminal (and then entering a PIN), and consumers are increasingly storing their. ... increasing the transaction limit below which a PIN is not required for a contactless card payment.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Bulletin June Quarter 2020

24 Jun 2020 Bulletin - June 2020 PDF 5409KB
https://www.rba.gov.au/publications/bulletin/2020/jun/pdf/bulletin-2020-06.pdf