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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

RBA Glossary definition for PID

PID – Public Interest Disclosure, the public interest disclosure regime established under the PID Act.

RBA Glossary definition for PID Act

PID Act – Public Interest Disclosure Act 2013

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Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
The Banking Act specifies two broad objectives for bank supervision. The first is to protect the depositors of banks. ... process. The Trade Practices Act has also been used by private parties in civil prosecutions regarding disclosure in prospectuses.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html

Appendix 2: Australian Banks – 1980 to 1990 | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial…

1 Jan 1991 Submissions
Bank of Singapore (Australia). June 1986. Civic Advance Bank (formerly Civic Co-operative Permanent Building Society (ACT)).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-2.html

Introduction | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
The third topic is depositor protection. There has been some criticism of the present depositor protection provisions of the Banking Act, and Chapter 3 sets out some alternatives for overcoming these
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/introduction.html

Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
are made at very fine spreads, they act to narrow measured margins for these countries overall.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html

Bibliography | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
Bank of England, Banking Act report, various. Bank of England, The Performance of Major British Banks 1970 - 1990, Bank of England Quarterly Bulletin, November 1991.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/bibliography.html

Protection of Depositors | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
We believe that the history of the Act supports our view, but others might think differently. ... This would involve changing Section 14(5)(a) of the Act which currently says:.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/protection-of-depositors.html

Executive Summary | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
Banks (Shareholdings) Act 1972. , have been reviewed in line with recommendation 9.2I of the National Competition Policy Review. ... The ‘four plus one’ interpretation of the Trade Practices Act, whereby a regional bank presence is required in each
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/executive-summary.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
These difficulties can arise when a merchant does not act on a cardholder's instruction to cancel a recurring payment, or when the cardholder closes their account but does not take
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
While the depositor protection provision in the Banking Act does not provide a guarantee of bank deposits, bank depositors have historically enjoyed a high level of security. ... At the margin, a fee could also act as a barrier to entry into the banking
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html

The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
As well as restrictions that kept them out of insurance and the securities business (the Glass-Steagall Act), there are other regulations which have impeded their ability to compete in their ... For example, the McFadden Act restricted interstate
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html