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RBA Glossary definition for PAN

PAN – Primary account number

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Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
This involves replacing the card number printed on a card, known as the primary account number (PAN), with a randomly generated string of alphanumeric characters. ... The token is then used in place of the customer's PAN when a digital wallet transaction
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
substantial progress in removing PANs. Some stakeholders were concerned about their systems’ deep. ... reliance on PANs and suggested that there could be a staged timeline for the reduction of PAN storage.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
the gateway, which in turn has stored the PAN in a token vault. ... token provided by the card scheme. Network tokenisation limits PAN exposure during the.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

3 July 2012 | Minutes of the Monetary Policy Meeting of the Board

17 Jul 2012 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 July 2012
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2012/03072012.html

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
This involves replacing the card number printed on a card, known as the primary account number (PAN), with a randomly generated string of alphanumeric characters. ... The token is then used in place of the customer’s PAN when a digital wallet
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
This has two key implications:. the PAN is no longer part of the message flow in a card transaction. ... In a tokenised transaction, the token (rather than the PAN) is passed to the merchant's terminal/facility (Figure 1).
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html

Submission to the Inquiry into Affordable Housing - February 2014

17 Mar 2014 Submissions PDF 1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf