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RBA Glossary definition for PAN

PAN – Primary account number

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News & Announcements

2 Jan 2024
Listing of RBA news & announcements
https://www.rba.gov.au/news/

Expectations for Tokenisation of Payment Cards and Storage of PANs

21 Dec 2023 Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html

Consultations

21 Dec 2023
Links to Consultations
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consultations.html

Expectations for Tokenisation of Payment Cards and Storage of PANs

19 Dec 2023
Expectations for Tokenisation of Payment Cards and Storage of PANs. The Bank has set expectations for the Tokenisation of Payment Cards and Storage of Primary Account Numbers (PANs), aimed at improving ... These services should be standardised and
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html

Feedback received on Conclusions Paper: The Australian Debit Card Market: Default Settings and Tokenisation

19 Dec 2023
Following this process, the Bank published its Expectations for Tokenisation of Payment Cards and Storage of PANs. ... Endnotes. Network tokenisation involves the card scheme tokenising the PAN and storing the PAN in a token vault.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/feedback-conclusions-paper-the-aus-debit-card-market-default-settings-and-tokenisation.html

Are Inflationary Shocks Regressive? A Feasible Set Approach

19 Dec 2023 Research Workshop PDF 842KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-del-canto-grigsby-qian-walsh.pdf

Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
substantial progress in removing PANs. Some stakeholders were concerned about their systems’ deep. ... reliance on PANs and suggested that there could be a staged timeline for the reduction of PAN storage.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html

Stripe Response to RBA Consultation on DNDC and Tokenization 2023

28 Sep 2023 PDF 219KB
PANs. PANs play an important role across the payments ecosystem. The ability of merchants tooperate seamlessly without access to PANs will ultimately be contingent on theeffectiveness, cost and competitiveness issues in ... Similarly, PAN helps in
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/stripe.pdf