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RBA Glossary definition for Nominal interest rate

Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.

RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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Opening Statement to the House of Representatives Standing Committee on Economics

16 Feb 2023 Speech PDF 236KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-02-17.pdf

Price Stability, the Supply Side and Prosperity

22 Nov 2022 Speech PDF 775KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-11-22.pdf

Risk and Return in a Low Rate Environment

16 Mar 2018 Speech
Guy Debelle
Speech delivered by Guy Debelle, Deputy Governor, to the Financial Risk Day 2018, Sydney
https://www.rba.gov.au/speeches/2018/sp-dg-2018-03-16.html

‘Australia – Ten Reasons for Confidence’

10 Nov 1993 Speech
Bernie Fraser
Talk by Bernie Fraser to the Australian Business in Europe Luncheon, London
https://www.rba.gov.au/speeches/1993/sp-gov-101193.html

Current Economic Developments in Australia – A Broad Perspective

21 Sep 1993 Speech
Bernie Fraser
Talk by Bernie Fraser to the BZW's Australia Day Seminar, Tokyo
https://www.rba.gov.au/speeches/1993/sp-gov-210993.html

Opening Statement to the House of Representatives Standing Committee on Economics

15 Aug 2023 Speech PDF 226KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-08-11.pdf

Price Stability, the Supply Side and Prosperity

22 Nov 2022 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, CEDA Annual Dinner Address, Melbourne
https://www.rba.gov.au/speeches/2022/sp-gov-2022-11-22.html

The State of the Mortgage Market

30 Mar 2010 Speech
Guy Debelle
Speech by Guy Debelle to Mortgage Innovation Conference, Sydney
https://www.rba.gov.au/speeches/2010/sp-ag-300310.html

Inflation, Deflation and All That

4 Dec 2002 Speech
Glenn Stevens
Speech by Glenn Stevens to the Australian Business Economists 2002 Forecasting Conference Dinner, Sydney
https://www.rba.gov.au/speeches/2002/sp-dg-041202.html

Implications for the Australian Economy of Strong Growth in Asia

19 Sep 2012 Speech
Christopher Kent
Speech by Christopher Kent to the Structural Change and the Rise of Asia Conference, Canberra
https://www.rba.gov.au/speeches/2012/sp-ag-190912.html