Search: Nominal interest rate
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Transcript of Question & Answer Session on 11 October 2023
11 Oct 2023
Speech
Transcript of Question & Answer Session , to Bloomberg, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-10-11-q-and-a-transcript.html
Opening Statement to the House of Representatives Standing Committee on Economics
15 Aug 2023
Speech
PDF
226KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-08-11.pdf
Risk and Return in a Low Rate Environment
16 Mar 2018
Speech
Speech delivered by Guy Debelle, Deputy Governor, to the Financial Risk Day 2018, Sydney
https://www.rba.gov.au/speeches/2018/sp-dg-2018-03-16.html
Speech How Are Households Placed for Interest RateIncreases? Michele ...
19 Jul 2022
Speech
PDF
476KB
400. 10. 20. 30. %. 0. 10. 20. 30. %. Increase in repayments (%). Repayment Increases for Variable-rate LoansChanges in repayments in response. to a 300 basis point increase in interest rates. ... Furthermore, those on very low fixed-rate loans have
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-07-19.pdf
Price Stability, the Supply Side and Prosperity
22 Nov 2022
Speech
Speech delivered by Philip Lowe, Governor, CEDA Annual Dinner Address, Melbourne
https://www.rba.gov.au/speeches/2022/sp-gov-2022-11-22.html
The Recovery, Investment and Monetary Policy
10 Mar 2021
Speech
Speech delivered by Philip Lowe, Governor, AFR Business Summit, Sydney
https://www.rba.gov.au/speeches/2021/sp-gov-2021-03-10.html
The State of the Mortgage Market
30 Mar 2010
Speech
Speech by Guy Debelle to Mortgage Innovation Conference, Sydney
https://www.rba.gov.au/speeches/2010/sp-ag-300310.html
Inflation, Deflation and All That
4 Dec 2002
Speech
Speech by Glenn Stevens to the Australian Business Economists 2002 Forecasting Conference Dinner, Sydney
https://www.rba.gov.au/speeches/2002/sp-dg-041202.html
Opening Remarks to the Inquiry on Housing Affordability and Supply in Australia
15 Nov 2021
Speech
Speech delivered by Luci Ellis, Assistant Governor (Economic), House of Representatives Standing Committee on Tax and Revenue, Videoconference
https://www.rba.gov.au/speeches/2021/sp-ag-2021-11-15.html
Some Challenges for the Future
18 Mar 2010
Speech
PDF
75KB
of giving them more scope to reduce official interest rates in future downturns. ... None of this is helpful for expanding the supply side of the economy, and ultimately higher inflation means higher nominal interest rates.
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-100310.pdf