Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
Search Results
Household and Business Balance Sheets
10 Mar 2009
FSR
– March 2009
lower inflation and thus lower nominal interest rates. ... Despite this easing in business interest rates, the slowdown in business earnings over the past year has strained some firms' cashflows.
https://www.rba.gov.au/publications/fsr/2009/mar/house-bus-bal-sheet.html
Financial Stability Review October 2015
15 Oct 2015
FSR
October 2015
PDF
1359KB
https://www.rba.gov.au/publications/fsr/2015/oct/pdf/1015.pdf
The Macroeconomic and Financial Environment
10 Sep 2004
FSR
– September 2004
Foremost amongst these is the decline in nominal interest rates that has accompanied lower inflation. ... interest rates, and that further significant increases risked pushing prices to unsustainable levels.
https://www.rba.gov.au/publications/fsr/2004/sep/mac-fin-env.html
Financial Stability Review October 2018
6 Feb 2020
FSR
October 2018
PDF
2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf
The Global Financial Environment
4 Nov 2020
FSR
- October 2020
PDF
678KB
https://www.rba.gov.au/publications/fsr/2020/oct/pdf/01-global-financial-environment.pdf
Financial Stability Review - September 2010
8 Oct 2010
FSR
- September 2010
PDF
1064KB
https://www.rba.gov.au/publications/fsr/2010/sep/pdf/0910.pdf
Overview
20 Oct 2015
FSR
– October 2015
to fund at least part of the deposit; and it is now common practice to apply a buffer to the interest rate when calculating allowable loan sizes. ... Looking ahead, a key challenge will be to ensure that, in an environment of low interest rates, lending
https://www.rba.gov.au/publications/fsr/2015/oct/overview.html
Household and Business Finances in Australia
18 Nov 2022
FSR
- October 2021
PDF
1061KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/02-household-business-finances-in-australia.pdf
The Global Financial Environment
21 Apr 2017
FSR
– April 2017
Real estate markets in many advanced economies have also been buoyed by the prolonged period of low global interest rates. ... In contrast, a scenario where interest rates rose, but commodity prices remained low, would be particularly challenging for
https://www.rba.gov.au/publications/fsr/2017/apr/global-fin-env.html
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
For some banks, flatter yield curves associated with very low interest rates have compressed net interest margins. ... The RBNZ has attributed this recent increase to rising household incomes, falling interest rates on fixed-rate mortgages, strong
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html