Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out-weighed by any costs, financial or otherwise. ... Most regulatory data are commercially sensitive. Releasing or sharing these
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
Based on estimates of the overall cost of funds for banks, it is possible to calculate the spreads on different lending rates (The data indicate that the interest rate on bank ... credit card portfolios is around 9 percentage points above the cost of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
lower interest rate or better features in general.3 Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit ... 3 The Bank’s 2016 Consumer Payments Survey found that most
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks. ... This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Submission to the 16th Series Review of the Consumer Price Index – March 2010 | Prices | Submissions
17 Mar 2010
Submissions
Indeed, longer-run trends in the D&L index differ noticeably from broader measures of bank margins, such as the net interest margin (Graph 2). ... in the net interest margin, and also includes bank fees – but it seems unlikely that these can fully
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Net interest margins are, however, higher than in a number of other countries. ... Measures aimed at open banking and comprehensive credit reporting are likely to be beneficial, along with measures to increase transparency of interest rates.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
interest (i.e. by promoting competition, efficiency and stability, as defined in the PSRA). ... a source of frustration for some businesses. There is growing interest in this area, notably from firms.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur in accepting debit and credit cards; the impact ... methodology for collective fee setting that is in the
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…
1 Nov 2003
Submissions
Table 6: Interest Rates, Household Debt and House Prices. 1983–1987. 1997–2003. ... 10 years. Interest earnings. (after tax). UK. $0. $0. $53,728. $53,728.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html