Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Trading banks. Savings banks. Total. % of total assets. Liabilities. Non-interest bearing deposits. ... 6.8. 3.0. Source: ABS Cat. Nos: 5204.0 and 6401.0. Earnings defined as the difference between change in assets and net contributions.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
13 Jun 2023
Submissions
Significant differences in commercial interests remained both within the industry group and among other interested parties. ... This contains an amount of $0.26 for the cost of an interest–free period on $100.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
14 Jun 2023
Submissions
individuals. For example, these services could: (i) conduct a detailed assessment using information collected under the CDR, (ii) make a recommendation regarding products that will reduce fees and/or interest paid ... The Bank’s 2016 Consumer Payments
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
1980–85 (%). 1986–90 (%). Net interest income. 3.7. 3.3. Non-interest income. ... Generally aimed at high-net-worth customers. Incentive Savings Accounts. Accounts with interest rate structures which reward consistent savings records.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
25 May 2023
Submissions
controller in 2017, on the basis that granting such authorisation to the banks was not likely to result in a net public benefit. ... that is in the public interest.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
24 May 2023
Submissions
In the Reserve Bank's view, it is in the national interest that the industry be put on a more sustainable footing. ... The Reserve Bank has the power, under the PSRA, to designate ‘payment systems’ if it is in the ‘public interest’, as being
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out-weighed by any costs, financial or otherwise. ... Most regulatory data are commercially sensitive. Releasing or sharing these
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks. ... This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/