Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
PDF
166KB
Because of the existence of these liabilities, the interest spread will usually be smaller than the net interest margin.2 Where the non-interest-bearing liabilities consist mainly of equity, the ... Australia. As can be seen, the interest spread is lower
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
supervision, the re-introduction of a discounted interest rate in mid 1995 was essentially a revenue-raising measure. ... The case for a licence fee depends on there being identifiable net commercial benefits from banking status.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
The two main sources of revenue for banks are net interest income and non-interest income (e.g. ... A better approach is to measure the net interest income of banks as a proportion of their assets.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
Submission to the Inquiry into Access of Small Business to Finance
26 Mar 2010
Submissions
PDF
455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf
International Comparisons of Bank Margins: Appendix 1 - August 1994
6 Feb 2014
Submissions
PDF
196KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-appendix-1.pdf
Hedge Funds, Financial Stability and Market Integrity
14 May 2002
Submissions
PDF
86KB
The primary reason for this type of regulation is to protect the interests of investors. ... Ifrequirements apply to just a subset of institutions (say currently regulated institutions andhedge funds), other types of institutions would evolve outside the
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/pdf/hedge-funds-financial-stability-and-market-integrity.pdf
Policy Responses | Hedge Funds, Financial Stability and Market Integrity – March 1999-Public | Financial Sector | Submissions
1 Mar 1999
Submissions
The primary reason for this type of regulation is to protect the interests of investors. ... If requirements apply to just a subset of institutions (say currently regulated institutions and hedge funds), other types of institutions would evolve outside
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/public-policy-responses.html
Some Other Prudential Supervision Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
For proposed shareholdings in excess of 15 per cent, the onus is on applicants to demonstrate that the exemption sought would be in the national interest. ... The RBA also sets net overnight position limits on their foreign exchange exposures and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/some-other-prudential-supervision-issues.html
Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
About two-thirds of lending to small businesses is through commercial bills and other loans with variable interest rates. ... Small business borrowers have faced lower loan-to-valuation ratios, stricter collateral requirements and higher interest
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/
The Australian Housing Market: Prices, Ownership and Affordability | Submission to the Productivity Commission Inquiry on First Home…
1 Nov 2003
Submissions
Another feature of the current boom in house prices is its broad geographic spread. ... acquired mortgages, that tend to have relatively high ratios of interest payments to incomes.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/prices-ownership-affordability.html