Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
About two-thirds of lending to small businesses is through commercial bills and other loans with variable interest rates. ... Small business borrowers have faced lower loan-to-valuation ratios, stricter collateral requirements and higher interest
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/
The Australian Housing Market: Prices, Ownership and Affordability | Submission to the Productivity Commission Inquiry on First Home…
1 Nov 2003
Submissions
Another feature of the current boom in house prices is its broad geographic spread. ... acquired mortgages, that tend to have relatively high ratios of interest payments to incomes.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/prices-ownership-affordability.html
Interest Rates | Chart Pack
6 Sep 2023
Chart Pack
A set of graphs on Interest Rates from the Chart Pack
https://www.rba.gov.au/chart-pack/interest-rates.html
Banking Indicators | Chart Pack
6 Sep 2023
Chart Pack
A set of graphs on Banking Indicators from the Chart Pack
https://www.rba.gov.au/chart-pack/banking-indicators.html
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
Significant differences in commercial interests remained both within the industry group and among other interested parties. ... This contains an amount of $0.26 for the cost of an interest–free period on $100.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
individuals. For example, these services could: (i) conduct a detailed assessment using information collected under the CDR, (ii) make a recommendation regarding products that will reduce fees and/or interest paid ... The Bank’s 2016 Consumer Payments
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
In the Reserve Bank's view, it is in the national interest that the industry be put on a more sustainable footing. ... The Reserve Bank has the power, under the PSRA, to designate ‘payment systems’ if it is in the ‘public interest’, as being
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Trading banks. Savings banks. Total. % of total assets. Liabilities. Non-interest bearing deposits. ... 6.8. 3.0. Source: ABS Cat. Nos: 5204.0 and 6401.0. Earnings defined as the difference between change in assets and net contributions.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
controller in 2017, on the basis that granting such authorisation to the banks was not likely to result in a net public benefit. ... that is in the public interest.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
1980–85 (%). 1986–90 (%). Net interest income. 3.7. 3.3. Non-interest income. ... Generally aimed at high-net-worth customers. Incentive Savings Accounts. Accounts with interest rate structures which reward consistent savings records.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html