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RBA Glossary definition for Net interest spread

Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.

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3 March 2015 | Minutes of the Monetary Policy Meeting of the Board

17 Mar 2015 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 March 2015
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2015/2015-03-03.html

3 May 2022 | Minutes of the Monetary Policy Meeting of the Board

17 May 2022 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 May 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-05-03.html

7 December 2021 | Minutes of the Monetary Policy Meeting of the Board

21 Dec 2021 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 December 2021
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2021/2021-12-07.html

Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions

24 Mar 2010 Submissions
Since late 2008, the interest rates on small business lending have been below their averages over the past decade, as the large net reduction in the cash rate has more than ... lenders to expand their lending in this sector and compete away some of this
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/

Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | Submissions

30 Nov 2010 Submissions
Submission to the Inquiry into Competition within the Australian Banking Sector - November 2010
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/

3 April 2018 | Minutes of the Monetary Policy Meeting of the Board

17 Apr 2018 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 April 2018
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2018/2018-04-03.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
despite significant falls in funding costs. Spreads on advertised credit card interest rates. ... implying a spread on the interest-bearing component of about 14 per cent.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

2 October 2012 | Minutes of the Monetary Policy Meeting of the Board

16 Oct 2012 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 October 2012
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2012/02102012.html

4 March 2008 | Minutes of the Monetary Policy Meeting of the Board

18 Mar 2008 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 March 2008
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2008/04032008.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Nominal interest rates eventually fell in line with the lower inflation compensation required. ... In the late 1980s the average net interest margin of the major banks was above 5 percentage points.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html