Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
Graph A3. As well as domestic considerations, the narrowing of the bond spread reflects the international setting: most countries' spreads to the US have narrowed (Table A1). ... There has probably been some effect of the interest of Asian investors,
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
Bank Interest Rate Margins
10 May 1992
Bulletin
– May 1992
The most useful measure of banks' margins is the average net spread – i.e. ... Graph 3. The calculation of average net spreads includes non-accrual loans on which no interest is being earned by banks.
https://www.rba.gov.au/publications/bulletin/1992/may/1.html
Developments in Banks' Funding Costs and Lending Rates
22 Mar 2013
Bulletin
– March 2013
This article updates previous Reserve Bank research on changes in the composition and cost of banks' funding and the impact of these changes on lending rates (Deans and Stewart 2012). The main findings are that the absolute levels of funding costs
https://www.rba.gov.au/publications/bulletin/2013/mar/7.html
The Australian Economy and Financial Markets
2 May 2024
Chart Pack
PDF
5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Banks' Funding Costs and Lending Rates
10 Mar 2012
Bulletin
– March 2012
Lending rates have generally fallen by more than funding costs which, all else being equal, would imply that the major banks' net interest margins have contracted a little. ... However, while lending rates and funding costs are important determinants,
https://www.rba.gov.au/publications/bulletin/2012/mar/5.html
The Effects of Funding Costs and Risk on Banks' Lending Rates
10 Mar 2011
Bulletin
– March 2011
This has contributed to the increase of around 15 basis points in their average net interest margin from historical lows in 2008. ... Australian banks' net interest margins are largely driven by movements in interest rates on loans relative to debt
https://www.rba.gov.au/publications/bulletin/2011/mar/6.html
Data Availability
25 Mar 2024
Chart Pack
Data availability for graphs included in the Bank's monthly ‘Chart Pack’
https://www.rba.gov.au/chart-pack/data-availability.html
Statement on Monetary Policy
10 May 2003
Bulletin
– May 2003
Interest rates have been broadly stable at low levels in Asian emerging markets. ... Spreads on Asian emerging market sovereign debt, which are at much lower levels than in other emerging markets, showed little net change.
https://www.rba.gov.au/publications/bulletin/2003/may/1.html
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html