Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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The Australian Financial System
4 Oct 2019
FSR
– October 2019
Interest income growth has been limited amid slowing housing credit and a persistent narrowing in the net interest margin (NIM). ... Larger banks hedge the interest rate risk on their non-interest bearing deposits (i.e.
https://www.rba.gov.au/publications/fsr/2019/oct/australian-financial-system.html
List of graphs
10 Mar 2009
FSR
– March 2009
Graph 5: CMBS Spreads and Corporate CDS Premiums. ... Graph 27: Five Largest Banks' Net Interest Margin.
https://www.rba.gov.au/publications/fsr/2009/mar/graphs.html
Financial Intermediaries
10 Mar 2006
FSR
– March 2006
Growth in net interest income continues to be considerably slower than that in assets, reflecting the ongoing decline in net interest margins. ... Over 2005, net interest income of the five largest banks increased by 6 per cent, with the ratio of net
https://www.rba.gov.au/publications/fsr/2006/mar/fin-intermed.html
Financial Stability Review
18 Nov 2022
FSR
- October 2021
PDF
3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf
Financial Stability Review
9 Apr 2021
FSR
- April 2021
PDF
1740KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/financial-stability-review-2021-04.pdf
The Global Financial Environment
20 Oct 2018
FSR
– October 2018
Pockets of significant vulnerability may have been building unobserved in the low interest rate, low volatility environment. ... Rising US interest rates and a higher US dollar have contributed to these developments.
https://www.rba.gov.au/publications/fsr/2018/oct/global-fin-env.html
Box A: Covered Bonds
10 Mar 2011
FSR
– March 2011
at about 250 basis points on average in 2009, while spreads for prime RMBS peaked at around 500 basis points. ... The net effect of increased covered bond issuance on banks' funding costs is uncertain.
https://www.rba.gov.au/publications/fsr/2011/mar/box-a.html
List of graphs
10 Oct 2016
FSR
– October 2016
Graph 1.13: Euro Area 10-year Government Bond Spreads. ... Graph 1.14: Banks' Net Interest Margins.
https://www.rba.gov.au/publications/fsr/2016/oct/graphs.html
The Australian Financial System
20 Oct 2017
FSR
– October 2017
While net interest margins have trended lower they are now widening as funding conditions improve and the effects of recent loan repricing are realised. ... One reason for the lack of profit growth is that banks have divested wealth management and life
https://www.rba.gov.au/publications/fsr/2017/oct/aus-fin-sys.html
The Global Financial Environment
4 Oct 2019
FSR
– October 2019
net interest margins, if banks are less able to lower their deposit costs in line with lower asset yields. ... These factors have reduced domestic asset yields, with Japanese banks' net interest margins having consistently declined in recent years.
https://www.rba.gov.au/publications/fsr/2019/oct/global-financial-environment.html