Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
Search Results
The Australian Financial System
8 Apr 2022
FSR
– April 2022
However, of late, profits have decreased as net interest margins (NIMs) have narrowed (Graph 3.3). ... The effect on capital would be smaller still if such an increase in interest rates was spread over a longer period of time, enabling banks to respond.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
List of tables
10 Mar 2005
FSR
– March 2005
2003. 2004. Per cent of average assets. $b. $b. Income. Net interest income. ... b) Other market risks include commodity, equity, prepayment, volatility and credit spread risk.
https://www.rba.gov.au/publications/fsr/2005/mar/tables.html
List of tables
10 Sep 2008
FSR
– September 2008
Net interest income. 16.1. 17.7. 1.7. Net income from wealth management. ... Net profit before tax. 13.6. 11.5. 1.1. Net profit after tax and minority interests.
https://www.rba.gov.au/publications/fsr/2008/sep/tables.html
The Global Financial Environment
8 Apr 2022
FSR
– April 2022
More recently, net interest income has also been supported by considerable lending growth for some banks. ... Graph 1.7. Notwithstanding recent profitability, low interest rates have compressed bank net interest margins (NIMs) for several years in some
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html
Box C: Interest Rate Risk in the Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
638KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-c.pdf
Box C: Interest Rate Risk in the Australian Financial System
10 Apr 2018
FSR
– April 2018
In that instance, the spread banks earn when transforming short-term liabilities into long-term assets is reduced, so that even when long-term assets reprice, the increase in their interest ... While they enter into a wide range of derivative trades,
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html
Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf
Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Income. 50.1. 4.6. 3.3. Net interest income. 29.8. –. 2.0. Net income from wealth management. ... Personnel expenses to non-interest expenses. 39.7. 49.6. 20. Spread between reference lending and deposit rates (in basis points).
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html