Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
The Global Financial Environment
8 Apr 2021
FSR
– April 2021
The compression in spreads is despite an increase in corporate bond defaults and credit downgrades, which are expected to increase further. ... 5 years), the removal of interest deductibility for investors and measures to increase housing supply.
https://www.rba.gov.au/publications/fsr/2021/apr/global-financial-environment.html
Box C: Interest Rate Risk in the Australian Financial System
10 Apr 2018
FSR
– April 2018
In that instance, the spread banks earn when transforming short-term liabilities into long-term assets is reduced, so that even when long-term assets reprice, the increase in their interest ... While they enter into a wide range of derivative trades,
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Income. 50.1. 4.6. 3.3. Net interest income. 29.8. –. 2.0. Net income from wealth management. ... Personnel expenses to non-interest expenses. 39.7. 49.6. 20. Spread between reference lending and deposit rates (in basis points).
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
Sustained low interest rates will, however, continue to provide an incentive to borrow for housing. ... Banks' profitability is being constrained by narrowing net interest margins (NIMs) due to the prolonged low interest rate environment.
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html
The Australian Financial System
21 Nov 2022
FSR
- April 2022
PDF
981KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/03-australian-financial-system.pdf
The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
Monetary Policy
9 Mar 2023
RBA Annual Report
– 1961
made to them regarding lending policies, and bank interest rates on both advances and deposits were increased. ... range being typical of the wide spread of rates paid by dealers during the year.
https://www.rba.gov.au/publications/annual-reports/rba/1961/monetary-policy.html
Financial Developments
9 Mar 2023
RBA Annual Report
– 1980
The increases in interest rates on government securities were outlined in the previous chapter. ... Other direct controls, particularly on bank interest rates, might more easily be relinquished.
https://www.rba.gov.au/publications/annual-reports/rba/1980/financial-developments.html
Financial Stability Review
1 Apr 2004
FSR
PDF
611KB
ABS data suggest that, after a lengthy period as a net interest recipient, the household sector has been a net payer of interest over the past decade. ... The rising trend in net interest payments refl ects both the growing indebtedness of the household
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf