Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out-weighed by any costs, financial or otherwise. ... Most regulatory data are commercially sensitive. Releasing or sharing these
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | Submissions
30 Nov 2010
Submissions
Submission to the Inquiry into Competition within the Australian Banking Sector - November 2010
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Net interest margins are, however, higher than in a number of other countries. ... Measures aimed at open banking and comprehensive credit reporting are likely to be beneficial, along with measures to increase transparency of interest rates.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
Graph 11. Net interest margin (NIM), which reflects the difference in banks' average lending and borrowing rates, provides an indication of the profitability of banks' lending activities, and so can shed ... Nonetheless, the overall interest margin has
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
Chart A8 compares the RBA series for net interest margins with those of the OECD and Salomon. ... Chart A9 compares the RBA, OECD and Salomon data for net interest margins.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html
Submission to the 16th Series Review of the Consumer Price Index – March 2010 | Prices | Submissions
17 Mar 2010
Submissions
Indeed, longer-run trends in the D&L index differ noticeably from broader measures of bank margins, such as the net interest margin (Graph 2). ... in the net interest margin, and also includes bank fees – but it seems unlikely that these can fully
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/
Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
shows net interest margins in Australia are on a par with the UK and US, but lower than Italy and Spain. ... Both charts show net interest margins in Australia above those in Germany, France, Switzerland and Japan.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html
Margins | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions
1 May 2012
Submissions
Since the onset of the crisis the net interest margin of the major banks has fluctuated between 2 and 2 per cent (Graph 10). ... Overall, since mid 2007, the regional banks' net interest margins have fallen by between 10 and 15 basis points.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/margins.html
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Nominal interest rates eventually fell in line with the lower inflation compensation required. ... In the late 1980s the average net interest margin of the major banks was above 5 percentage points.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html