Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Monetary Policy in 2020
24 Nov 2020
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404KB
While a low interest rate environment can put pressure on banks' net interest margins, the return onequity of the Australian banking system remains robust. ... This package has materially lowered the structure of interest rates in the Australian
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-11-24.pdf
The RBA and the Australian Economy
16 Dec 2021
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367KB
It isimportant that during a time when interest rates are the lowest on record people do not borrow toomuch. ... At some point in the future, interest rates will increase from these record lows.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-16.pdf
22/08/2018 Low Inflation | Speeches http://www.rba.gov.au/speeches/2018/sp-dg-2018-08-22.html 1/23 ...
22 Aug 2018
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576KB
the cost of supplying one more unit of the good) (Graph 5).Net margins capture the ratio of prices to the average cost of production (Graph 6). ... While these data are only availableuntil 2014/15, more timely data on retail net margins show a similar
https://www.rba.gov.au/speeches/2018/pdf/sp-dg-2018-08-22.pdf
27/07/2020 The Reserve Bank's Operations – Liquidity, Market Function ...
27 Jul 2020
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390KB
This meant that a range of investors needed to sell assets to reduceleverage, cover margin calls, and meet redemptions. ... But in any case,their issuance is roughly offsetting maturities so in net terms issuance isn't increasing.
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-07-27.pdf
Innovation and Dynamism in the Post-pandemic World
26 Nov 2021
Speech
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335KB
15. %. Private Non-mining Business InvestmentShare of nominal GDP. Net of second-hand asset transfers; RBA estimatesSources: ABS; RBA. ... But a story of increasing competition is hard tosquare with other evidence of rising margins (Hambur 2021).
https://www.rba.gov.au/speeches/2021/pdf/sp-ag-2021-11-18.pdf
The International Economic Outlook
27 Feb 2001
Speech
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102KB
Long-term interest rates have risen from the unusually lowlevels seen during 1999, as markets perceive that monetary policies in many countrieshave changed direction. ... At the margin, it may also mean that the degree ofdisinflationary pressure on
https://www.rba.gov.au/speeches/2000/pdf/sp-ag-030200.pdf
The Asia Crisis, Capital Flows and the International Financial Architecture
26 Feb 2001
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45KB
The traditional answer is to raise interest. 12 For discussion of this point, see Eichengreen and Rose (1998). ... Because it is entirely short-term in character, casino capitalism makeslittle net contribution to long-term investment.”.
https://www.rba.gov.au/speeches/1998/pdf/sp-dg-210598.pdf
What's Up (and Down) With Households?
26 Mar 2019
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504KB
This is income net of taxes, net interest payments and afew other deductions like insurance premiums. ... Interest rates on investmentproperty loans are now higher than for owner-occupiers, but overall the interest rate structure onmortgages is lower
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-03-26.pdf
The Evolving Financial Situation
18 Mar 2010
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167KB
Net equity raisings. Hybrid conversions. But these equity raisings have generally not been cheap. ... We took a larger than normal margin on that collateral to protect us from the exchange rate risk).
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-160210.pdf
12/04/2018 Reserve Management and International Financial Stability: Some Reflections ...
11 Apr 2018
Speech
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516KB
Witha more coordinated safety net in place, there are grounds to think that unexpected FX liquiditydemands could, at the margin, be better accommodated. ... And to the extent reserve managers are able toprovide stabilizing countercyclical flows that are
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-03-23.pdf