Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
the ASEAN-4 region), in some cases by a large margin (Table 3). ... There has probably been some effect of the interest of Asian investors, which is now likely to abate.
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
List of tables
10 Feb 2007
SMP
– February 2007
1.05. 0.80. 0.00. (a) RBA estimates. Sources: APRA; RBA. Table 11: Interest Margins and Losses on Housing Loans. ... Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Net interest income was broadly unchanged over 2020, while costs increased a little relative to income. ... This can squeeze net interest margins (NIMs) because as rates fall, deposits that already receive zero or very low interest rates have not been
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Banks' net interest margins (NIMs) – the difference between their interest income and interest expenses (as a share of assets) – will fall with interest rates if spreads remain constant. ... When combined with the interest rates on their
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Only in two countries – Canada and Australia – did share prices show a net rise over the year. ... Net Exports. (b). 0.2. 2.4. 0.7. Gross Domestic Product. 5.0. 3.4.
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
This contrasts with experience in earlier decades when the household sector had consistently been a net recipient of interest. ... The rise in dividend receipts has partly offset the deterioration in households' net interest position.
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
from the reductions in banks' interest margins that have occurred over the past decade. ... Graph 6 shows the sum of the major banks' net interest income and fee income, as a percentage of bank assets.
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... Operating income is defined as net interest income (interest received less interest paid) plus non-interest income.
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
Banks’ net interest margins. (NIMs) – the difference between their interest income and interest expenses (as a share of assets). – ... Figure 7: Major Banks’ Net Interest Margin. Domestic, half-yearly. Sources: ABS; APRA; ASX; Australian
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html