Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Notes to and Forming Part of the Financials Statements
9 Aug 2023
RBA Annual Report
- 2022
PDF
284KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/notes.pdf
3. Resilience of the Australian Financial System
9 Oct 2023
FSR
- October 2023
PDF
607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf
Financial Stability Review - March 2024
26 Mar 2024
FSR
- March 2024
PDF
2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf
Earnings, Distribution and Capital
27 Oct 2022
RBA Annual Report
– October 2022
The Reserve Banks earnings come from two sources: (i) underlying earnings, including net interest and fee income, less operating costs; and (ii) valuation gains or losses on its holdings of government ... Net interest income usually arises from the Bank
https://www.rba.gov.au/publications/annual-reports/rba/2022/earnings-distribution-and-capital.html
The Australian Financial System
8 Apr 2022
FSR
– April 2022
However, of late, profits have decreased as net interest margins (NIMs) have narrowed (Graph 3.3). ... For example, an increase in nominal interest rates is likely to reduce the value of both assets and liabilities, although the net effect on their
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Income. 50.1. 4.6. 3.3. Net interest income. 29.8. –. 2.0. Net income from wealth management. ... 1.4. 7. Return on equity. (e). 25.3. 21.6. 8. Interest margin to gross income.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
5.4 Focus Topic: Interest Rate Risk
9 Oct 2023
FSR
- October 2023
PDF
276KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/08-focus-topic-interest-rate-risk.pdf
The Global Financial Environment
8 Apr 2022
FSR
– April 2022
More recently, net interest income has also been supported by considerable lending growth for some banks. ... Graph 1.7. Notwithstanding recent profitability, low interest rates have compressed bank net interest margins (NIMs) for several years in some
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html
The Global Financial Environment
7 Oct 2022
FSR
– October 2022
The large increase in yields resulted in a significant increase in margin calls associated with the interest rate hedging activity of defined benefit pension funds. ... Banks net interest margins have been compressed for several years in some economies
https://www.rba.gov.au/publications/fsr/2022/oct/global-financial-environment.html