Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Developments in Banks' Funding Costs and Lending Rates
20 Mar 2014
Bulletin
– March 2014
This article updates previous Reserve Bank research on how developments in the composition and pricing of banks' funding have affected their overall cost of funding and the setting of lending rates (Deans and Stewart 2012; Robertson and Rush 2013).
https://www.rba.gov.au/publications/bulletin/2014/mar/8.html
Operations in Financial Markets
12 Apr 2020
RBA Annual Report
– 2020
The cash rate is the interest rate on unsecured overnight loans between banks. ... at an interest rate of 25 basis points above the cash rate target.
https://www.rba.gov.au/publications/annual-reports/rba/2020/operations-in-financial-markets.html
Statement on Monetary Policy
10 Feb 2003
Bulletin
– February 2003
house prices and low interest rates, spurring greater borrowing against rising house values. ... There have been net purchases of some $960 million over the past three months.
https://www.rba.gov.au/publications/bulletin/2003/feb/1.html
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
Developments in Banks’ Funding Costs and Lending Rates
17 Mar 2015
Bulletin
March Quarter 2015
PDF
304KB
https://www.rba.gov.au/publications/bulletin/2015/mar/pdf/bu-0315-6.pdf
Semi-Annual Statement on Monetary Policy
10 May 1997
Bulletin
– May 1997
The impact of those cash rate reductions on home mortgage borrowers has been reinforced by a significant compression of intermediaries' interest margins in that area. ... Cuts in official interest rates in the second half of 1996 have been reinforced by
https://www.rba.gov.au/publications/bulletin/1997/may/1.html
Bulletin March Quarter 2019
20 Apr 2023
Bulletin
- March 2019
PDF
4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
To be sure, Australian interest rates are now noticeably above those in the US. ... Australia was an exception in that it had reduced interest rates in early September.).
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Bank Interest Rate Margins
25 Feb 2002
Bulletin
PDF
77KB
perception thatbanks have widened their interest margins byfailing to pass on to borrowers the full extentof falls in their funding costs. ... Current Deposits. Statement/InvestmentPassbook Deposits. March 1992. May 1992. 4. Bank Interest Rate Margins.
https://www.rba.gov.au/publications/bulletin/1992/may/pdf/bu-0592-1.pdf