Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Australian Financial System
7 Oct 2022
FSR
– October 2022
However, net interest margins (NIMs) have trended lower for more than a decade, partly in response to the trend decline in, and low levels of, interest rates. ... Higher interest rates could also result in lower collateral values of assets that secure
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html
Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
1. The Global and Macro-financial Environment
9 Oct 2023
FSR
- October 2023
PDF
917KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/01-global-financial-environment.pdf
The Australian Financial System
25 Apr 2023
FSR
- April 2023
PDF
1051KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/02-australian-financial-system.pdf
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf
The Global Financial Environment
9 Oct 2020
FSR
– October 2020
An extended period of very low interest rates, and compressed net interest margins, would further weigh on banks' profitability, particularly for banks that rely heavily on retail deposits for their funding. ... Initial margins have remained higher than
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html
The Australian Financial System
21 Nov 2022
FSR
- April 2022
PDF
981KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/03-australian-financial-system.pdf
The Australian Financial System
8 Oct 2021
FSR
– October 2021
Pre-provision profitability was supported by increased net interest income, which reflected a widening in banks' net interest margins as funding costs declined to historically low levels. ... However, lending and deposit rates have continued to drift
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
The Global Financial Environment
6 Apr 2023
FSR
– April 2023
The Global Financial Environment | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/global-financial-environment.html