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1–10 of 1,518 search results for Net interest margin

RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

Banks' Funding Costs and Lending Rates

10 Mar 2012 Bulletin – March 2012

Cameron Deans and Chris Stewart

Lending rates have generally fallen by more than funding costs which, all else being equal, would imply that the major banks' net interest margins have contracted a little. ... However, while lending rates and funding costs are important determinants,

https://www.rba.gov.au/publications/bulletin/2012/mar/5.html

The Effects of Funding Costs and Risk on Banks' Lending Rates

10 Mar 2011 Bulletin – March 2011

Daniel Fabbro and Mark Hack

Australian banks' net interest margins are largely driven by movements in interest rates on loans relative to debt funding costs. ... While the net interest margins of the individual major banks differ, the average margin for these banks has fluctuated

https://www.rba.gov.au/publications/bulletin/2011/mar/6.html

Developments in Banks' Funding Costs and Lending Rates

22 Mar 2013 Bulletin – March 2013

Benn Robertson and Anthony Rush

This article updates previous Reserve Bank research on changes in the composition and cost of banks' funding and the impact of these changes on lending rates (Deans and Stewart 2012). The main findings are that the absolute levels of funding costs

https://www.rba.gov.au/publications/bulletin/2013/mar/7.html

Bank Interest Rate Margins

10 May 1992 Bulletin – May 1992

There was then, and remains, a widespread perception that banks have widened their interest margins by failing to pass on to borrowers the full extent of falls in their funding costs. ... Other fees, such as line fees, are charged continuously over the

https://www.rba.gov.au/publications/bulletin/1992/may/1.html

Box A: Recent Developments in Net Interest Income in the Chinese Banking System

10 Sep 2013 FSR – September 2013

Financial Stability Review – September 2013 Box A: Recent Developments in Net Interest Income in the Chinese Banking System. ... The net interest margin (NIM) provides an indication of the effects of interest rates on banks' profitability.

https://www.rba.gov.au/publications/fsr/2013/sep/box-a.html

Low Interest Rates and Bank Profitability – The International Experience So Far

17 Jun 2021 Bulletin – June 2021

Mark Hack and Sam Nicholls

This article discusses the effect that low interest rates may have on bank profits, and reviews the experience of banks in economies that have had very low interest rates for an extended period.

https://www.rba.gov.au/publications/bulletin/2021/jun/low-interest-rates-and-bank-profitability-the-international-experience-so-far.html