Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
For example, banks can. be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are. ... Ideally we would include. maximum permissible LVRs as a more direct measure of banks’ willingness to lend, but we.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Credit Quality in the Australian Non-Government Bond Market
19 Apr 2004
FSR
PDF
96KB
certain threshold (for banks, insurance on loans with LVRs in excess of 80 per cent is a prerequisite for concessional capital risk weighting). ... Mortgage insurance is usually not available for very high LVR and non-conforming mortgages.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-2.pdf
Mortgage Macroprudential Policies
21 Nov 2022
FSR
- October 2021
PDF
794KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/05-mortgage-macroprudential-policies.pdf
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
dynamic’) loan-to-valuationratios (LVRs) are not high reflecting moderate initial LVRs, the accumulation of scheduled and excess. ... In addition, LVRs for CRE are typically justover 50 per cent and loans for property development require a substantial
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf
Prudent Mortgage Lending Standards Help Ensure Financial Stability
22 Feb 2012
Speech
PDF
90KB
But the focus should not be on maximum LVRs at origination, ignoring all other aspects of lending standards. ... Looking at LVRs just at origination also ignores how these ratios evolve over the life of the loan, and how they are distributed across
https://www.rba.gov.au/speeches/2012/pdf/sp-so-230212.pdf
The Limits of Interest-only Lending
9 May 2018
Speech
PDF
326KB
Theextent of that can be gauged by estimating LVRs from the Securitisation Dataset. ... The most vulnerable are likely to beowner-occupiers, with high LVRs, who might find it more difficult to refinance or resolve theirsituation by selling the property.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-04-24.pdf
5.2 Focus Topic: An Update on Fixed-rate Borrowers
9 Oct 2023
FSR
- October 2023
PDF
482KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/06-focus-topic-an-update-on-fixed-rate-borrowers.pdf
RBAFOI-151608
4 May 2016
PDF
89KB
Conifer - The impact on housing (in relation to negative gearing and capital gains tax arrangements)
https://www.rba.gov.au/information/foi/disclosure-log/pdf/151608.pdf
RBAFOI-111203 - Documents 1-8 (of 69)
4 Apr 2013
PDF
1577KB
Reports and briefs relating to credit standards in housing lending, residential impaired assets, non-performing housing loans and arrears, applications for property possession and trends in housing prices, between 1 January and 16 August 2011.
https://www.rba.gov.au/information/foi/disclosure-log/pdf/111203-1-8.pdf
Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf