Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Household Liquidity Buffers and Financial Stress
16 Jun 2022
Bulletin
– June 2022
The ratio of household liquid assets to household income in Australia has increased substantially over recent decades, at both the aggregate and individual household levels.
https://www.rba.gov.au/publications/bulletin/2022/jun/household-liquidity-buffers-and-financial-stress.html
Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
The higher incidence of mortgage stress among high-LVR and high-DTI borrowers could be due to their high LVRs or DTIs alone, or it may be that borrowers who take ... Owner-occupier borrowers whose initial LVR was greater than or equal to 90 have been
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
The shares of new loans with high LVRs or interest-only terms remain low. ... It is important that lenders and borrowers consider the potential for falls in housing prices, particularly for loans at high LVRs.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Boxes
8 Apr 2022
FSR
– 2022
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2022/boxes.html
Contents: Financial Stability Review – April 2022
8 Apr 2022
FSR
Financial Stability Review April 2022. The. Financial Stability Review. provides the Bank's assessment of the current condition of the financial system and potential risks to financial stability. It is issued half-yearly. Download the complete.
https://www.rba.gov.au/publications/fsr/2022/apr/contents.html
The Australian Financial System
8 Apr 2022
FSR
– April 2022
LVR Lending?’) (Graph 3.9). ... Over the same time period, non-bank loan-to-valuation ratios (LVRs) have increased slightly but the proportion of lending with a LVR above 90 per cent has been steady.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Are First Home Buyer Loans More Risky?
17 Mar 2022
Bulletin
– March 2022
Despite the rate of home ownership in Australia drifting down over recent decades, 2020 saw a large increase in first home purchases.
https://www.rba.gov.au/publications/bulletin/2022/mar/are-first-home-buyer-loans-more-risky.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
For example, the influence of households' loan-to-valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured within the modelled relationships between the three included ... lower LVRs would mute the marginal
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Transcript of Question & Answer Session on 16 December 2021
16 Dec 2021
Speech
Transcript of Question & Answer Session, to the 34th Australasian Finance and Banking Conference, Online
https://www.rba.gov.au/speeches/2021/sp-so-2021-12-16-q-and-a-transcript.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
at both a high loan-to-valuation ratio (LVR) and a high DTI ratio. ... an LVR over 80 per cent has been cut from 20 per cent to 10 per cent.
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html