Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Transcript of Question & Answer Session on 12 April 2023
12 Apr 2023
Speech
Transcript of Question & Answer Session , Melbourne
https://www.rba.gov.au/speeches/2023/sp-dg-2023-04-12-q-and-a-transcript.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Non-bank Lending in Australia and the Implications for Financial Stability
16 Mar 2023
Bulletin
– March 2023
Non-bank lenders help to finance some forms of economic activity that might otherwise go unfinanced by traditional banks.
https://www.rba.gov.au/publications/bulletin/2023/mar/non-bank-lending-in-australia-and-the-implications-for-financial-stability.html
Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks
16 Mar 2023
Bulletin
– March 2023
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html
Securitisation: Past, Present and Future
30 Nov 2022
Speech
Speech delivered by Jonathan Kearns, Head of Domestic Markets, to the Australian Securitisation Conference, Sydney
https://www.rba.gov.au/speeches/2022/sp-so-2022-11-30.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
This risk is more material for FHBs, who tend to enter the housing market with relatively high initial LVRs (Graph 2.11). ... See RBA (2022), Box B: How Risky is High-DTI and High-LVR Lending?,.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
The Australian Financial System
7 Oct 2022
FSR
– October 2022
Non-banks reliance for funding from warehouse facilities (which are typically supplied by banks and have parameters set for newly written loans, such as LVR limits) and the RMBS market (where
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html
Box D: Stress Testing and Australian Bank Resilience
7 Oct 2022
FSR
– October 2022
In the model, mortgage PDs are determined by two variables: the unemployment rate; and the loan-to-valuation ratio (LVR) of the mortgage. ... This is consistent with a large body of economic literature both in Australia and overseas that suggests an
https://www.rba.gov.au/publications/fsr/2022/oct/box-d-stress-testing-and-australian-bank-resilience.html
Appendix A: Model Specifications
20 Sep 2022
RDP
2022-03
Housing loans with LMI ($). APRA (ARF_223.0). OutstandingMortgagesLVR 80. Mortgages with LVRs 80. ... o. s. t. C. R. E. ). is added for all LVRs above a minimum threshold. (.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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How Are Households Placed for Interest Rate Increases?
19 Jul 2022
Speech
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html