Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Banks have also indicated more appetite for loans with higher loan-to-valuation ratios (LVRs).
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Lenders required more recent verification of income and were a bit more cautious about lending to borrowers with high loan-to-valuation ratios (LVRs), or to those employed in sectors most ... Banks have also indicated a bit more appetite for higher LVR
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Some banks have adjusted interest rates to make new loans with high loan-to-valuation ratios (LVRs) less attractive than new loans with low LVRs or lowered the maximum LVRs on
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... By contrast, there is much less differentiation in the average interest rates paid by
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Box C: The Expiry of Interest-only Loan Terms
10 May 2018
SMP
– May 2018
within that, they should tightly manage new IO loans extended at high loan-to-valuation ratios (LVRs). ... The most vulnerable borrowers would likely be owner-occupiers that still have a high LVR and who might find it more difficult to refinance or
https://www.rba.gov.au/publications/smp/2018/may/box-c-the-expiry-of-interest-only-loan-terms.html
Box A: The Recent Decline in Chinese Equity Prices
13 Aug 2015
SMP
– August 2015
This is well above the average LVR of 36 per cent across all investors prior to the sell-off. ... At these LVRs, investors who bought shares at close to the peak using non-broker margin financing would have little to no equity left.
https://www.rba.gov.au/publications/smp/2015/aug/box-a-the-recent-decline-in-chinese-equity-prices.html
International and Foreign Exchange Markets
10 Nov 2011
SMP
– November 2011
Mortgage modifications under the original program (895,000) were well short of initial expectations, in part because loan-to-valuation ratios (LVRs) could not be more than 125 per cent to ... qualify. Maximum LVRs will now not apply for fixed-rate loans
https://www.rba.gov.au/publications/smp/2011/nov/intl-fx-mkts.html