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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Towards a more Transparent Securitisation Market

22 Nov 2016 Speech
Chris Aylmer
Speech delivered by Chris Aylmer, Head of Domestic Markets, to the Remarks to the Australian Securitisation Conference, Sydney
https://www.rba.gov.au/speeches/2016/sp-so-2016-11-22.html

Box C: Vulnerable Households and Financial Stress

20 Oct 2018 FSR – October 2018
But of households with an LVR above 80 per cent, one-fifth had a required DSR greater than 30 per cent (Graph C3). ... The speed of transition to a lower DSR and LVR for these individual households depends partly on interest rates, housing prices and
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html

Securitisation: Past, Present and Future

30 Nov 2022 Speech PDF 884KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-11-30.pdf

RBAFOI-232428 - Documents for Release

16 Jan 2024 PDF 2781KB
3 historical documents requested in full
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232428.pdf

Household and Business Finances in Australia

9 Oct 2020 FSR – October 2020
effect. The loosening includes returning LVRs and the discounts applied to less reliable income such as rent, bonuses and overtime to their previous levels. ... However, risks to banks appear reasonably low. Banks' lending for off-the-plan apartments
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf

Box B: Households' Investment Property Exposures: Insights from Tax Data

20 Oct 2017 FSR – October 2017
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination than owner-occupier loans. ... Some institutions require lower LVRs for investor loans and investors may choose an investment property such that their equity exceeds 20 per
https://www.rba.gov.au/publications/fsr/2017/oct/box-b.html

Box C: Lenders Mortgage Insurance

10 Sep 2013 FSR – September 2013
Lenders generally use mortgage insurance for loans originated with a loan-to-valuation ratio (LVR) of 80 per cent or greater, given the higher risk profile of these loans. ... Without the ability to transfer credit risk to LMIs, some lenders may be
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html

Appendix D: Variable Definitions and Summary Statistics

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
The LVR for each household is based on all houses and loans held by that household. ... 111,600. Median LVR. Ratio. 0.33. 0.58. 0.57. 0.39. By household. Share owning that property.
https://www.rba.gov.au/publications/rdp/2006/2006-08/appendix-d.html
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Overview

24 Oct 2017 FSR – October 2017
valuation ratios (LVRs) and strengthening serviceability metrics, have seen the growth in riskier types of lending moderate. ... The most recent focus has been on limiting interest-only lending, and banks have responded by further reducing lending with
https://www.rba.gov.au/publications/fsr/2017/oct/overview.html