Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
A Survey of Housing Equity Withdrawal and Injection in Australia
18 Aug 2006
RDP
PDF
421KB
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... 6 These LVRs are also higher than previous
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-08.pdf
Box B: Developments in the Low-doc Loan Market
23 Sep 2005
FSR
- September 2005
PDF
49KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/box-b.pdf
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
For interest-only loans, however, the absence of required principal repayments during the interest-only term means that, for a given loan-to-valuation ratio (LVR), any fall in the value ... Partly mitigating this risk is the fact that initial LVRs tend
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017
16 Mar 2017
Conferences
solely, or even initially, in terms of high loan-to-valuation ratio (LVR) lending, as had been the case in some other countries. ... Calls by some observers during this period for APRA to put quantitative constraints on high LVR lending therefore struck
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html
Mortgage Insights From Securitisation Data
21 Nov 2017
Speech
PDF
172KB
This reflects a few factors. Banks limit loanswith LVRs (at origination) above 80 per cent, and these high-LVR borrowers are typically required topay for lenders' mortgage insurance. ... Preliminary econometric analysis suggests that LVRs and loan
https://www.rba.gov.au/speeches/2017/pdf/sp-so-dm-2017-11-20.pdf
Some Innovative Mortgage Data
13 Aug 2017
Speech
PDF
403KB
We refer to this here as the ‘current LVR’. This is one indicator of the riskiness of a loan.Other things equal, higher LVRs tend to be associated with a greater ... That is consistent with banks limiting the shareof loans with LVRs (at origination)
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-08-14.pdf
The Distribution of Mortgage Rates
15 Mar 2018
Bulletin
– March 2018
self-employed borrowers) or have impaired credit histories, or loans with high LVRs. ... There is also an interaction term between original LVR and whether the loan has an LVR over 80 per cent as a discontinuity in discounts is expected for loans with
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
For example, banks can. be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are. ... Ideally we would include. maximum permissible LVRs as a more direct measure of banks’ willingness to lend, but we.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf