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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
For example, banks can be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are confident of their legal ability to seize collateral (Jappelli et ... We unfortunately do not have any robust indicators of permissable
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html

Stress Testing Household Debt

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
This is mainly because Australian mortgages have low LVRs by international and historical standards. ... Mortgage loans with an LVR that is currently above 80 per cent are assumed to have LMI.
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html

Why is Australian Household Debt High Relative to History and Other Countries?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
For example, banks can be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are confident of their legal ability to seize collateral (Jappelli et ... We unfortunately do not have any robust indicators of permissable
https://www.rba.gov.au/publications/rdp/2020/2020-05/why-is-australian-household-debt-high-relative-to-history-and-other-countries.html