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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
Housing loans with LMI ($). APRA (ARF_223.0). OutstandingMortgagesLVR 80. Mortgages with LVRs 80. ... o. s. t. C. R. E. ). is added for all LVRs above a minimum threshold. (.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html

Credit Loss Modelling

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
and legal frameworks, LVR distribution, and borrower and bank characteristics are more similar to those in Australia. ... are 3 times more likely to default than loans with an LVR below 60 per cent.
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html

Macrofinancial Stress Testing on Australian Banks

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
and legal frameworks, LVR distribution, and borrower and bank characteristics are more similar to those in Australia. ... are 3 times more likely to default than loans with an LVR below 60 per cent.
https://www.rba.gov.au/publications/rdp/2022/2022-03/full.html