Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Loan-level Determinants of Housing Loan Arrears
31 Dec 2014
RDP
2014-13
0.59. Loan purpose. 90 LVR < 100. 0.72. Home improvement. 0.21. ... SHR. Explanatory variable. SHR. Amortisation. 0.99. Investor. 0.91. LVR at origination.
https://www.rba.gov.au/publications/rdp/2014/2014-13/loan-level-determinants.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
The loan-level analysis indicates that the probability of entering arrears increases with the loan-to-valuation ratio (LVR) at origination, and is particularly high for loans with an LVR above
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
Appendix A: Literature Review
31 Dec 2014
RDP
2014-13
Discrete-time hazard. Loan. US. Elul et al (2010). LVR; Gearing. Unemployment. ... LVR. Unemployment; Household income. Both. Cox proportional hazard. Loan. US. Deng et al (2000).
https://www.rba.gov.au/publications/rdp/2014/2014-13/appendix-a.html
Appendix D: Discrete-time Duration Model with Unobserved Heterogeneity
31 Dec 2014
RDP
2014-13
exp(γ). Explanatory variable. exp(γ). Amortisation. 0.98. Investor. 0.78. LVR at origination. ... Loan purpose. 60 LVR < 80. 2.35. Home improvement. 0.42. 80 LVR < 90.
https://www.rba.gov.au/publications/rdp/2014/2014-13/appendix-d.html
Appendix E: Household-level Data
31 Dec 2014
RDP
2014-13
This issue should not affect the dependent variable in our probit model, as the inclusion of explanatory variables related to the DSR and LVR implicitly restricts the estimation sample to those
https://www.rba.gov.au/publications/rdp/2014/2014-13/appendix-e.html
Introduction
31 Dec 2014
RDP
2014-13
For instance, the loan-level dataset contains detailed information on loan characteristics, such as the LVR at origination and the actual interest rate charged on the loan, while the household-level
https://www.rba.gov.au/publications/rdp/2014/2014-13/introduction.html