Search: LVR

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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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5.3 Focus Topic: Indicators of Household Financial Stress

6 Oct 2023 FSR – October 2023
5.3 Focus Topic: Indicators of Household Financial Stress | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-indicators-of-household-financial-stress.html

Box C: The Regulatory Capital Framework for Residential Mortgages

20 Oct 2015 FSR – October 2015
For instance, a mortgage for a borrower that has a poor repayment history and a high loan-to-valuation ratio (LVR) may be assigned a relatively weak rating and a higher ... APRA's prudential standard applies more risk-sensitive prudential criteria than
https://www.rba.gov.au/publications/fsr/2015/oct/box-c.html

Box B: Interest-only Housing Loans

27 Sep 2006 FSR - September 2006 PDF 46KB
https://www.rba.gov.au/publications/fsr/2006/sep/pdf/box-b.pdf

Financial Stability Review

1 Apr 2004 FSR PDF 611KB
Financial Stability ReviewMarch 2004. Foreword 1. Overview 2. The Macroeconomic Environment 4. Box A: Tax Data on Households’ Property Investment Exposures 17. Box B: The Use of Debt Agreements as an Alternative to Personal Bankruptcy 19.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf

Box C: Lenders Mortgage Insurance

25 Sep 2013 FSR September 2013 PDF 588KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-c.pdf

5.2 Focus Topic: An Update on Fixed-rate Borrowers

6 Oct 2023 FSR – October 2023
5.2 Focus Topic: An Update on Fixed-rate Borrowers | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-an-update-on-fixed-rate-borrowers.html

Box B: The Impact of Lending Standards on Loan Sizes

20 Oct 2018 FSR – October 2018
Some borrowers, particularly first home buyers, can be constrained by loan-to-valuation (LVR) limits given their deposit and purchase price, rather than a NIS limit. ... For example, a borrower with a $100,000 deposit facing a maximum LVR of 80 per cent
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html

Box C: Households' Investment Property Exposures: Evidence from Tax and Survey Data

10 Sep 2014 FSR – September 2014
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination compared with owner-occupier loans. ... Some institutions also have lower maximum LVRs for investor loans, partly to offset the risks from lower repayments noted above.
https://www.rba.gov.au/publications/fsr/2014/sep/box-c.html

Mortgage Macroprudential Policies

21 Nov 2022 FSR - October 2021 PDF 794KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/05-mortgage-macroprudential-policies.pdf

Box B: How Risky is High-DTI and High-LVR Lending?

18 Nov 2022 FSR - April 2022 PDF 300KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/box-b-how-risky-is-high-dti-and-high-lvr-lending.pdf