Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Box C: Lenders Mortgage Insurance
25 Sep 2013
FSR
September 2013
PDF
588KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-c.pdf
Box B: Interest-only Housing Loans
27 Sep 2006
FSR
- September 2006
PDF
46KB
https://www.rba.gov.au/publications/fsr/2006/sep/pdf/box-b.pdf
Financial Stability Review
1 Apr 2004
FSR
PDF
611KB
Financial Stability ReviewMarch 2004. Foreword 1. Overview 2. The Macroeconomic Environment 4. Box A: Tax Data on Households’ Property Investment Exposures 17. Box B: The Use of Debt Agreements as an Alternative to Personal Bankruptcy 19.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf
Box C: The Regulatory Capital Framework for Residential Mortgages
20 Oct 2015
FSR
– October 2015
For instance, a mortgage for a borrower that has a poor repayment history and a high loan-to-valuation ratio (LVR) may be assigned a relatively weak rating and a higher ... APRA's prudential standard applies more risk-sensitive prudential criteria than
https://www.rba.gov.au/publications/fsr/2015/oct/box-c.html
Box C: The Regulatory Capital Framework for Residential Mortgages
15 Oct 2015
FSR
October 2015
PDF
156KB
https://www.rba.gov.au/publications/fsr/2015/oct/pdf/box-c.pdf
Box C: Households' Investment Property Exposures: Evidence from Tax and Survey Data
10 Sep 2014
FSR
– September 2014
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination compared with owner-occupier loans. ... Some institutions also have lower maximum LVRs for investor loans, partly to offset the risks from lower repayments noted above.
https://www.rba.gov.au/publications/fsr/2014/sep/box-c.html
Box B: Households’ Investment Property Exposures: Insights from Tax Data
10 Feb 2020
FSR
October 2017
PDF
661KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-b.pdf
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Loans currently on deferral tend to have riskier characteristics than other loans, including higher loan-to-valuation ratios (LVRs) at origination or low prepayment buffers (Graph 2.5). ... declined sharply following the end of the 2020/21 First Home
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Overview
12 Oct 2017
FSR
October 2017
PDF
168KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/overview.pdf
5.2 Focus Topic: An Update on Fixed-rate Borrowers
6 Oct 2023
FSR
– October 2023
5.2 Focus Topic: An Update on Fixed-rate Borrowers | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-an-update-on-fixed-rate-borrowers.html