Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Trends in the Housing Sector
4 Apr 2013
Bulletin
PDF
646KB
Reserve Bank of Australia Bulletin, September 1995
https://www.rba.gov.au/publications/bulletin/1995/sep/pdf/bu-0995-1.pdf
Financial Stability Risks from Commercial Real Estate
15 Feb 2024
Bulletin
- September 2023
PDF
1116KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/financial-stability-risks-from-commercial-real-estate.pdf
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Lenders required more recent verification of income and were a bit more cautious about lending to borrowers with high loan-to-valuation ratios (LVRs), or to those employed in sectors most ... Banks have also indicated a bit more appetite for higher LVR
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
Are First Home Buyer Loans More Risky?
17 Mar 2022
Bulletin
– March 2022
Despite the rate of home ownership in Australia drifting down over recent decades, 2020 saw a large increase in first home purchases.
https://www.rba.gov.au/publications/bulletin/2022/mar/are-first-home-buyer-loans-more-risky.html
International and Foreign Exchange Markets
10 Nov 2011
SMP
– November 2011
Mortgage modifications under the original program (895,000) were well short of initial expectations, in part because loan-to-valuation ratios (LVRs) could not be more than 125 per cent to ... qualify. Maximum LVRs will now not apply for fixed-rate loans
https://www.rba.gov.au/publications/smp/2011/nov/intl-fx-mkts.html
Financial Stability Risks from Commercial Real Estate
21 Sep 2023
Bulletin
– September 2023
Current conditions in global commercial real estate (CRE) markets are challenging. Weak leasing demand and higher interest rates are weighing on CRE owners loan servicing ability and asset values.
https://www.rba.gov.au/publications/bulletin/2023/sep/financial-stability-risks-from-commercial-real-estate.html
Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf
A Model for Stress Testing Household Lending in Australia
19 Dec 2013
Bulletin
– December 2013
Stress testing can be a useful tool for authorities to assess the resilience of their banking systems to various shocks, including those that result in more borrowers being unable to repay their debts. This article outlines a model that simulates
https://www.rba.gov.au/publications/bulletin/2013/dec/4.html
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Banks have also indicated more appetite for loans with higher loan-to-valuation ratios (LVRs).
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... By contrast, there is much less differentiation in the average interest rates paid by
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html