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RBA Glossary definition for IT

IT – Information Technology

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
it may arbitrate disputes relating to the payment system (see Division 5); and. ... it may give directions to participants in the payment system (see Division 6).
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2006 | Responses and Options Paper

8 May 2024 Submissions
It is generally accepted that operations of central counterparties and settlement systems are characterised by high fixed costs and low marginal transaction costs. ... These systems are costly to establish, requiring sophisticated IT, communications and
https://www.rba.gov.au/publications/submissions/payments-system/proposed-asx-sfe-merger/index.html

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
While the Reserve Bank does not share the ABA's view that the current EFT Code requires disclosure by the cardholder's bank of ATM direct charges, it recognises that this ... The first is clause 2.3 which states:. ‘Account institutions will ensure that,
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

8 May 2024 Submissions
It would be costly in financial terms and quite risky from both a financial and technology perspective. ... It remains to be seen if it will gain regulatory approval and become operational.
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
While the Bank supports the initiative, it is conscious that the industry will need to plan carefully to avoid disruption for online merchants and consumers. ... It is important that such an industry initiative does not competitively disadvantage some
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
how it sets interest rates and uses other monetary policy tools to achieve those goals. ... It may be more responsive to changing circumstances and can leverage participants' industry-specific knowledge and expertise.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
The Bank is a strong supporter of the Consumer Data Right (CDR) in the banking sector, where it is known as Open Banking. ... It is also important that consumers have good visibility over all authorisations in place and the ability to easily cancel any
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
In that submission, the Bank noted that, on balance, it supported the granting of interim authorisation for that purpose. ... It should be apparent to cardholders that the initiative only relates to the cards of the schemes participating in the campaign.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
It is particularly important that the campaign does not give the impression that the only way of making a secure transaction is via the combination of the ‘CR’ button and PIN.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
It shows a further, significant step-down in cash usage compared to three years ago (Graph 1). ... those designated payment systems, if it is in the ‘public interest’ to do so (i.e.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html