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Attachment 1 – Questions Asked in the Initial Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation…

6 Dec 2013 Consultations
Is it appropriate to retain the Access Regimes in their current form? ... Do scheme participants need to be authorised and subject to prudential oversight by APRA and what is the purpose of APRA oversight should it continue?
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-1.html

Review of the Regulatory Framework: Access and Interchange Fees | Review of the Regulatory Framework for the eftpos System: Consultation on …

9 Mar 2012 Consultations
It may also consider whether the access framework should continue to support entry outside the ePAL framework; that is, where entrants do not wish to become members of ePAL.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/access-interchange-fees.html

The Proposed Approach | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
it to permit a participant to be both a payer and receiver of interchange fees under one-way arrangements. ... it must consider whether it is appropriate to vary the Access Regime, having regard to:.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/proposed-approach.html

Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
First, it was expected to improve price signals to cardholders about the relative costs of different payment methods. ... This wording is quite open-ended; it provides merchants the freedom to set surcharges without constraint.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html

Introduction | Strategic Review of Innovation in the Payments System: Issues for Consultation June 2011 | Consultations

7 Jun 2011 Consultations
Second, it aims to identify factors that may affect the environment for innovation in the Australian payments system. ... It does not consider high value payments, such as those relating to financial market transactions, or large corporate payments
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/introduction.html

Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
5. 6. If any part of this Access Regime is invalid, it is ineffective only to the extent of such part without invalidating the remaining parts of this Access Regime. ... s. 11. 12 and 13. where it is satisfied that the exemption is appropriate, having
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
iv. Each acquirer must notify merchants to which it provides acquiring services of the provisions of this Standard.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
In December 2010, the average surcharge for MasterCard credit cards was 1.8 per cent, for Visa it was 1.9 per cent, for American Express it was 2.9 per ... The case for removing the no-surcharge Standards was considered weak at that time given the
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

9 Mar 2012 Consultations
It may now be appropriate to update that definition to acknowledge the role of ePAL in the eftpos system. ... in the public interest to do so, before it enters a wider consultation on the regulatory framework itself.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
The draft standard and draft access regime are marked to reflect the differences from the existing interchange fees Standard and Access Regime; though, as a technical matter, it would be necessary
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html