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IT – Information Technology

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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK

1 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
Importantly, whichever explanation is true, it has implications for our understanding of aggregate debt levels. ... It is the pool of ‘potential FHBs’ who are renters who have never owned a home before.
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html

The Role of the Deposit

18 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
RDP 2017-05: The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK 6. ... As such, it doesn't necessarily follow that these households are more likely to, say, default on their loans.
https://www.rba.gov.au/publications/rdp/2017/2017-05/the-role-of-the-deposit.html

Copyright and Disclaimer Notices

18 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
liability it may have to the amount paid to the Publisher for the supply of such information. ... No responsibility is accepted by the State for any reliance placed by any person upon the information, or the software by which it is provided.
https://www.rba.gov.au/publications/rdp/2017/2017-05/copyright-and-disclaimer-notices.html

‘Generation Rent’ and the First Step on the Property Ladder

18 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
Importantly, whichever explanation is true, it has implications for our understanding of aggregate debt levels. ... It is the pool of ‘potential FHBs’ who are renters who have never owned a home before.
https://www.rba.gov.au/publications/rdp/2017/2017-05/generation-rent-and-the-first-step-on-the-property-ladder.html

How Much Debt Do FHBs Take on?

18 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
RDP 2017-05: The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK 4. ... An additional aspect of the Heckit procedure is that it works best when at least one variable in the selection model is
https://www.rba.gov.au/publications/rdp/2017/2017-05/how-much-debt-do-fhbs-take-on.html