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RBA Glossary definition for IT

IT – Information Technology

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Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
In that submission, the Bank noted that, on balance, it supported the granting of interim authorisation for that purpose. ... It should be apparent to cardholders that the initiative only relates to the cards of the schemes participating in the campaign.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
It is particularly important that the campaign does not give the impression that the only way of making a secure transaction is via the combination of the ‘CR’ button and PIN.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Submission to the Australian Competition and Consumer Commission – April 2024 | Submissions Payments System

8 May 2024 Submissions
The RBA supports the ABAs application, because it will enable discussions, agreements and implementation of business continuity measures in the event of a suspension, disruption or exit of Armaguards ... The submission provides the RBA perspective based
https://www.rba.gov.au/publications/submissions/payments-system/accc-on-aba-cash-in-transit-application-04-2024/index.html

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
It is not clear what the Applicants mean by the ‘cash distribution system’. ... to IT services, which may impact its ability to provide timely cash distribution and processing services.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
It shows a further, significant step-down in cash usage compared to three years ago (Graph 1). ... those designated payment systems, if it is in the ‘public interest’ to do so (i.e.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
For this reason, it has been more widely adopted in countries where card payments were already common, such as Australia. ... In contrast, Apple states that it does not collect transaction information that can be tied back to an individual Apple Pay user.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Statement on Monetary Policy - May 2024

8 May 2024 SMP - May 2024 PDF 3509KB
https://www.rba.gov.au/publications/smp/2024/may/pdf/statement-on-monetary-policy-2024-05.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
interest; it is possible that survey responses reflect hoped-for rather than actual behaviour. ... It is also worth noting that all European card schemes were originally created without MIFs.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
Although the Bank monitors features of card products, it does not receive data on the actual value of balances transferred.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
has increased gradually during the past decade, although it has declined slightly over the past couple of years. ... the data are available, and stood at 2.5 per cent as of early 2015 (This loss rate represents an average calculated over all users of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html