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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Submission to the Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
20 Mar 2014
Submissions
PDF
126KB
Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
https://www.rba.gov.au/publications/submissions/other/inquiry-public-governance-performance-and-accountability-act-rules-development/pdf/inquiry-public-governance-performance-and-accountability-act-rules-development.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
that merchants choosing to accept Mastercard or Visa credit cards are not obliged by scheme rules to.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Proposed Merger Between ASX and SFE - 13 April 2006
7 May 2008
Submissions
PDF
32KB
Submission to the ACCC regarding proposed merger between ASX and SFE
https://www.rba.gov.au/publications/submissions/payments-system/pdf/proposed-asx-sfe-merger.pdf
Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…
26 May 2021
Submissions
PDF
626KB
The nature of platform businesses is that they are able to set the rules of participation in their platform or network. ... card schemes provide the Bank with access to their fee schedules and scheme rules.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf
Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Feb 2021
Submissions
PDF
565KB
FINMA is considering the application and has indicated that Diem will be subject to the principle of ‘same risks, same rules’ – that is, if Diem poses bank-like risks it will
https://www.rba.gov.au/publications/submissions/payments-system/pdf/supplementary-submission-technology-12-2020.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
revision of the NPP operating rules, participation requirements and risk-management controls’ which. ... these services should be subject to the same surcharging rules as traditional card payment.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
Submission to the Inquiry into Digital Currency
1 Dec 2014
Submissions
PDF
652KB
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-digital-currency-2014-11.pdf