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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions
2 May 2008
Submissions
payments. One way in which these competitive pressures can be limited is by ‘tying’ rules. ... Another restriction on merchants that can limit competition is the ‘no surcharge’ rule.
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
required merchants to take all cards associated with a particular scheme's brand – ‘honour-all-cards’ rules. ... In the Bankcard, MasterCard and Visa systems, participation was restricted to authorised deposit-taking institutions (ADIs), and rules
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
The applicants have suggested that access issues are more appropriately dealt with in the context of reauthorisation of the APCA Consumer Electronic Clearing System (CECS) rules, rather than in the current ... Since the CECS rules set the operating
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Submission to the Independent Review of the Public Governance, Performance and Accountability Act 2013 | Performance and Accountability |…
1 Nov 2017
Submissions
and associated regulations, orders and directions to regulation under the PGPA Act and the Rule has been relatively straightforward for the Reserve Bank. ... That submission was made on 23 March 2017 and proposed changes to sections 12, 13, 14 and 15 of
https://www.rba.gov.au/publications/submissions/other/submission-to-the-independent-review-of-the-public-governance-performance/index.html
Background to Introduction of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding…
1 Jul 2009
Submissions
The guarantee arrangements became fully operational on 28 November after a period of close co-ordination between Council agencies – in consultation with ADIs – to establish the necessary rules, processes, documentation and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/background.html
References | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
Federal Reserve System (2011), ‘Regulation II, Debit Card Interchange Fees and Routing; Final Rule’, 12 CFR Part 235, Federal Register, Vol 76, No 139. ... Available at <https://www.imf.org/external/pubs/ft/scr/2012/cr12308.pdf>. Keppo J and J Korte
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/references.html
Appendix E: Oversight of Financial Conglomerates – International Developments | Submission to the Financial System Inquiry – 6 September…
6 Sep 1996
Submissions
It suggested that these techniques might form the basis of a set of minimum ground rules and that some form of mutual recognition of their acceptability by regulators would be desirable. ... While the Tripartite Group acknowledged that differences
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-e.html
List of tables | Hedge Funds, Financial Stability and Market Integrity – March 1999 | Financial Sector | Submissions
1 Mar 1999
Submissions
Over five years. 1.5. 7.5. 10.0. 8.0. 15.0. Table C2: Calculating Total Exposures (‘Rule-of-thumb’ Approach).
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/tables.html
Executive Summary | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
value. It is stretching the definition to call these disclosure rules prudential regulation. ... Many financial institutions face rules on consumer protection imposed by State regulations, the ASC, ISC and Industry Codes of Conduct.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/executive-summary.html
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
A related argument is that a stand-alone supervisor would develop a culture based on rules and their interpretation, and hence tend to be dominated by lawyers, and possibly accountants. ... This creative tension would tend to reduce the extent to which
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html