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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
the ‘no-surcharge’ rules; and (b) required merchants to take all cards associated with a particular scheme's brand – the ‘honour-all-cards’ rule. ... Scheme rules. The PSB has also introduced regulation to address several scheme rules that it
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Some ADIs are subject to tougher rules and more intense supervision because of their greater risk profile and complexity, or for financial stability reasons. ... rules – such as ‘no-surcharge’ rules (Bullock 2010; Chan, Chong and Mitchell 2012;
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html

Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
While this risk is partially mitigated by preservation rules, portfolio shifts could become more pronounced over the longer term as an increasing share of workers reach preservation age and potentially become
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
Submission to the Financial System Inquiry 5. Sectoral Trends in Funding Patterns in the Australian Economy. Download 3.1. MB. This Chapter analyses some of the key trends in the sources and uses of funds by each sector of the economy. The overall
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
But it does point to the importance of effective supervision – especially during the boom times – rather than reliance on inflexible rules.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
The Commission made a number of recommendations to improve disclosures, strengthen accounting rules and improve the governance of accounting bodies (HIH Royal Commission 2003).
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
measures to assess and align the incentives associated with securitisation, including enhanced disclosure requirements and risk retention rules. ... The Volcker Rule is the narrowest in scope: it prohibits prudentially regulated institutions from
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
This is prudential supervision per se. The second formof regulation is product based and mainly relies on stringent disclosure rules,including informing the public that the investment may fall in value. ... Many financial institutions face rules on
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Submission to the Inquiry into the Corporations and Financial Sector Legislation Amendment Bill 2013

19 Apr 2013 Submissions PDF 1245KB
Parliamentary Joint Committee on Corporations and Financial Services
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-corporations-and-financial-sector-legislation-amendment-bill-2013.pdf

Submission to the Inquiry into the Corporations and Financial Sector Legislation Amendment Bill 2013 | Financial Sector | Submissions

1 Apr 2013 Submissions
The importance of providing for portability is increasingly recognised internationally. Under the CPSS-IOSCO Principles for Financial Market Infrastructures, ‘a CCP should have rules and procedures that enable the segregation and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-corporations-and-financial-sector-legislation-amendment-bill-2013.html