Search: HAC Rule
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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Some ADIs are subject to tougher rules and more intense supervision because of their greater risk profile and complexity, or for financial stability reasons. ... rules – such as ‘no-surcharge’ rules (Bullock 2010; Chan, Chong and Mitchell 2012;
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Objectives and Types of Financial Regulation | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
It works through rules which minimise the chance that supervised institutions will become insolvent and, failing that, by crisis management procedures. ... The cornerstone of these rules is that the institutions have adequate capital to cover the risks
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/objectives-and-types-of-financial-regulation.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
Specifically, card schemes. had rules that: prohibited merchants from charging more for accepting their cards than for. ... other payment instruments – ‘no-surcharge’ rules; and required merchants to take all cards.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
There have been few changes in foreign bank access or ownership rules in recent decades (RBA 2014b).
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html
Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
In particular, the shift from traditional rules of thumb based on debt-servicing ratios for assessing mortgage serviceability to more sophisticated net income surplus models, discussed in Laker (2007) and elsewhere,
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
While this risk is partially mitigated by preservation rules, portfolio shifts could become more pronounced over the longer term as an increasing share of workers reach preservation age and potentially become
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Submission to the Financial System Inquiry 5. Sectoral Trends in Funding Patterns in the Australian Economy. Download 3.1. MB. This Chapter analyses some of the key trends in the sources and uses of funds by each sector of the economy. The overall
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
PDF
339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf
Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Advisers can give advice on functionally similar life insurance investment products and securities, but be required to follow different advice rules. ... The exchanges have detailed rules for the conduct of derivatives and securities trading.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html
The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
But it does point to the importance of effective supervision – especially during the boom times – rather than reliance on inflexible rules.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html